A Message to Clients and Friends
There are a number of steps you can take to identify whether your PII has been stolen.
First, go to the Equifax TrustedID site to check your potential impact:
The second and most important step is to monitor your credit report.
- There are various companies that can offer this service – in fact, Equifax’s TrustedID is being offered free for a year for those individuals whose information was compromised.
- You should also check your credit report regularly on your own.
- You can get a free report from each of the credit bureaus listed below, or you can request all of them by going to Annual Credit Report just click HERE!
Equifax Consumer Fraud Division
PO Box 740256,
Atlanta, GA 30374
Experian Fraud Center
P.O. Box 9554
Allen, TX 75013
Transunion Fraud Alert
TransUnion Fraud Victim Assistance Department,
P.O. Box 2000
Chester, PA 19016
Any new lines of credit will show up on your report which can be disputed. Any fraudulent activity should be reported immediately.
Lastly, consider putting a freeze and fraud alert on your credit report.
If you suspect your PII has been stolen, you can put a freeze and fraud alert on your credit report. Equifax is waiving any fees for this until November 21st. The other two agencies impose a fee unless you live in one of the seven states that prohibit them (North and South Carolina being two of them).
Some red flags that warnings of theft of your PII:
- Doctors bill you for services you didn’t receive.
- Merchants decline your check.
- The IRS notifies you that more than one tax return was filed in your name or that you have income from an employer you don’t work for.
- You find unusual charges or new accounts on your credit report.
- You get calls from a collection firm about debts that aren’t yours.
- You see unexplained withdrawals from your bank account.
- You stop getting bills in the mail.
- Your medical insurer declines a claim because their records show you’ve reached your benefits limit.
- Your medical insurer won’t cover you because your records show a condition you don’t have.
You may receive spoofing emails offering assistance. Be aware that Equifax will only contact affected individuals by mail.
If you suspect your PII has been compromised, you may wish to file an Identity Theft Affidavit and create an Identity Theft Report with the FTC.